SamoaPay

Fintech de Samoa para 220K personas donde el 25% del PIB proviene de remesas de Nueva Zelanda/Australia manejadas por Western Union y MoneyGram

Error fatal: Samoa 220K population; SPDB (Samoa National Provident Fund) had savings accounts for formal workforce. BSP Fiji (Pacific bank) was dominant. Westpac Samoa covered remainder. Samoa tala linked to NZD basket. Western Union + MoneyGram handled diaspora remittances (25% of GDP from New Zealand/Australia diaspora). 220K population = approximately 80K adults in formal economy. No commercial fintech market at this scale.