VietnamFin2

Segunda ola de fintech de Vietnam: SBV QR (50M+), VNPay (30M+), MoMo (25M+) y ZaloPay (10M+) cubrían más de 115M de usuarios antes de que la startup pudiera alcanzar escala

Declive de años antes del cierre final · Error fatal: Vietnam fintech second wave: SBV (State Bank of Vietnam) QR code national system had 50M+ users. VNPay (VNG, 30M+ users) dominated QR payments. MoMo (TPBank backed, $100M raised) had 25M+ users. ZaloPay (Zalo, 10M+) had social integration. SBV Circular 06/2023 tightened digital lending. 4 major fintech players with combined 115M+ users before VietnamFin2 could scale.