// startup autopsy
UzbekistanFin
El fintech de Uzbekistán compitiendo contra los 8M usuarios de Payme y los 5M de Click en un mercado que se liberaliza pero está dominado por incumbentes
regulationSlow Death
Declive de años antes del cierre final · Error fatal: Uzbekistan Payme (local unicorn, 8M users) and Click (Toshkentdagi ilovalar, 5M users) dominated mobile payments. CBU (Central Bank) required Payment Organization registration with authorized capital UZS 5B. State-owned Uzcard and Humo held 90% of card payment infrastructure. Reforms under President Mirziyoyev created digital banking momentum but incumbent advantage proved insurmountable.
| Fundada | 2019 |
|---|---|
| Cerrada | 2023 |
| País | Uzbekistan |
| Sector | Fintech |
Timeline de Eventos Clave
FOUNDING
CRISIS
SHUTDOWN