// startup autopsy
FinTechPE2
El segundo fintech de Perú confirmando que Yape (12M), Plin (8M) y Tunki ya habían cubierto al 80% de los peruanos bancarizados
competitionSlow Death
Declive de años antes del cierre final · Error fatal: Peru second fintech wave: Yape (BCP digital, 12M users), Plin (BBVA+Interbank+Scotiabank consortium, 8M users), Tunki (Interbank). Three apps covered 80% of banked Peruvians. SBS (bank regulator) required E-Money Institution license. Informal economy (65% of workers) operated outside any fintech coverage with willingness to pay near zero.
Timeline de Eventos Clave
FOUNDING
CRISIS
SHUTDOWN