// startup autopsy

BosniaFin

Fintech de Bosnia: UniCredit, Raiffeisen, Revolut, OTP y fintechs serbios/croatas compitieron por 3,3M de personas en 2 entidades políticas con doble regulador

market sizeSlow Death

Declive de años antes del cierre final · Error fatal: Bosnia fintech: UniCredit Banka (Italian parent) had digital banking. Raiffeisen Bank BH (Austrian) had digital banking. Revolut entered Bosnia. OTP Group acquired Société Générale BiH 2022. Two-entity political structure (Federation BiH + Republika Srpska): two CBBiH-equivalent regulators. 3.3M population. Serbian and Croatian fintech companies competed for the Sarajevo market. 15 total digital banking products for 3.3M people.

Fundada	2020
Cerrada	2023
País	Bosnia
Sector	Fintech

Timeline de Eventos Clave

2020

FOUNDING

2022

CRISIS

2023

SHUTDOWN

Full Analysis

Analyst plan

Causa documentada

BosniaFin construyó fintech. UniCredit + Raiffeisen + Revolut + OTP + competidores serbios/croatas. 15 productos para 3,3M en 2 entidades políticas....

Lección verificada

“El fintech de Bosnia debe apuntar a la diáspora bosnia (más de 600K en Alemania, Austria, Suiza, Suecia): las remesas de...”

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HypeCycle · MoatType · ResearchTags

BosniaFin recaudó €2.5M antes de que bosnia fintech: unicredit banka (italian parent) had digital banking. raiffeisen bank bh (austrian) had digital banking. revolut entered bosnia. otp group acquired société générale bih 2022. two-entity political structure (federation bih + republika srpska): two cbbih-equivalent regulators. 3.3m population. serbian and croatian fintech companies competed for the sarajevo market. 15 total digital banking products for 3.3m people. lo terminase. Causa documentada, lección verificada y todas las señales.

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