// startup autopsy
Vivid Money
Germany's neobank lost the race to N26 and Revolut and quietly retreated
competitionSlow Death
Years-long decline before final shutdown
| Founded | 2019 |
|---|---|
| Closed | 2023 |
| Country | Germany |
| Sector | Fintech |
| Raised | ~$120M (Sberbank + others, 2019–2022) |
| Founder | Alexander Emeshev |
40%
35%
Key Events Timeline
2019-01
FOUNDING
Vivid Money founded
2021-06
PIVOT
Strategic pivot under pressure
2023-06
SHUTDOWN
Slow Death: Vivid Money ceases operations
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