| Founded | 2005 |
|---|---|
| Closed | 2023 |
| Country | UK |
| Sector | Fintech |
| Collapse type | Slow Death |
ZOPA Bank
"UK peer-to-peer lending pioneer that abandoned its core P2P model after FCA pressure and became a traditional bank."
Years-long decline before final shutdown
Key Events Timeline
Zopa launched in 2005 as one of the world first peer-to-peer lending platforms, creating a marketplace where retail investors lent to personal borrowers.
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