// STARTUP COMPARISON
Reworth vs Silicon Valley Bank
Reworth failed in 2022 due to Founder Chaos. Silicon Valley Bank failed in 2023 due to Unit Economics. Different causes, different sectors, different eras — but the same simulation outcome.
| METRIC | 🔥 Reworth | 🔥 Silicon Valley Bank |
|---|---|---|
| Sector | Fintech | Fintech |
| Country | Colombia | USA |
| Founded | 2018 | 1983 |
| Died | 2022 | 2023 |
| Raised | $5M | Public company (SIVB) |
| Peak | 200 enterprise clients | $209B assets |
| Primary Cause | Founder Chaos | Unit Economics |
// WHY EACH FAILED
In enterprise B2B, the CTO's institutional knowledge of client integrations is a critical single point of failure. Document integrations obsessively, cross-train teams, and resolve co-founder disputes before they become irreconcilable.
Asset-liability duration matching is not optional for banks. Investing short-term deposits in long-term bonds is a structural bet against rising rates. SVB had $80B in long-duration bonds when the Fed began the fastest rate rise cycle in 40 years.
// IN THE SIMULATION
Reworth triggers CTO_DEPARTURE_ENTERPRISE — the simulation models CTO exits in enterprise B2B companies as having 2x the damage of CTO exits in consumer companies. Enterprise integrations require institutional technical knowledge that cannot be quickly replaced.
SVB triggers DURATION_MISMATCH_BANK_RUN — the simulation models banks with long-duration bond portfolios as having existential rate sensitivity. A 400bps rate rise on a long-duration portfolio creates mark-to-market losses that exceed capital when forced to sell.
// EXPLORE FURTHER